22 Portfolio Risk jobs in Egypt

• IFRS9 runs and analysis for local & group reporting for Corporates &retail (checker)

• Corporate portfolios monitoring and presentations to top management, Group, BOD and sub-BOD committees.

• Data quality checks and validation covering local & group reporting

• Participation in ICAAP stress tests and budget exercise.

Ensure alignments of CPRM procedures and deliverables with group NOPs & CBE regulations requirements.

Qualifications

• Min 7 to 10 years' experience specifically in Corporates & credit cycle.

• Strong analytical skills

• Review portfolio caps and trigger monitoring

• Advanced computer skills

• Excel expert (programing language is a plus R, SAS ,Python)

• Fixed-term contract
• Full-time
• At least 5 years of experience (Senior level)
• Bachelor degree
• Strategy Analyst

JOB PURPOSE:

To lead the development, implementation, and continuous improvement of a robust enterprise risk management framework that enables the organization to identify, monitor, and mitigate operational, strategic, and organizational risks. The Senior Risk Analyst plays a key role in fostering a proactive risk culture, advising leadership on emerging risks, and ensuring alignment with international standards, regulatory requirements, and corporate objectives.

RESPONSIBILITIES/DUTIES

Risk Management Framework & Governance

• Lead the implementation and enhancement of the organization's Risk Management System in alignment with ISO 31000 and industry best practices.
• Review, update, and recommend improvements to risk management policies, frameworks, and procedures.
• Oversee the corporate risk register, ensuring accuracy, relevance, and timely updates across all departments.
• Provide expert guidance to departments and management on risk governance, control measures, and compliance.

Risk Assessment & Analysis

• Conduct advanced qualitative and quantitative risk assessments, leveraging tools such as risk matrices, scenario analysis, and statistical models.
• Monitor and evaluate emerging risks, market trends, and regulatory developments impacting the organization.
• Develop and recommend effective risk mitigation and contingency strategies, ensuring alignment with strategic objectives.
• Provide independent challenges and validation of departmental risk assessments and control effectiveness.

Risk Reporting & Communication

• Prepare and deliver high-quality risk reports, dashboards, and executive-level presentations for senior management, Board committees, and external stakeholders.
• Monitor and track delivery of the Annual Risk Plan, ensuring clear performance indicators and accountability.
• Ensure transparent documentation and timely escalation of significant risks and incidents.

Operational & Cross-Functional Risk Oversight

• Partner with operational, technical, and corporate functions to identify, document, and mitigate operational risks.
• Lead cross-departmental risk workshops, facilitating discussions to enhance collective risk awareness and ownership.
• Support internal and external audits by providing risk analysis, documentation, and evidence of effective controls.

Change Control & Incident Management

• Provide oversight into organizational change initiatives to assess risk impacts and recommend mitigation strategies.
• Lead reviews of major incidents, conducting root cause analysis, and ensuring implementation of corrective and preventive actions.
• Track lessons learned and integrated into risk frameworks and awareness programs.

Culture, Awareness & Training

• Championing a risk-aware culture across the organization by leading awareness campaigns and training programs.
• Act as a subject matter expert, mentoring junior analysts and department coordinators in risk management practices.
• Drive integration of risk management with safety, compliance, and corporate governance frameworks.

General Duties

• Support regulatory compliance requirements and contribute to risk-related audits and inspections.
• Represent the organization in external risk forums, benchmarking groups, or industry associations as required.
• Undertake additional tasks or projects assigned by management to advance enterprise risk maturity.

ESSENTIAL QUALIFICATIONS, KNOWLEDGE & EXPERIENCE

QUALIFICATIONS:

• Bachelor's degree in engineering, Business, Risk Management, or related field.
• Professional certifications in Risk Management
• Fluency in Arabic and English required; French is an advantage.

KNOWLEDGE:

• Deep understanding of enterprise risk management frameworks and tools.
• Strong expertise in risk quantification, incident investigation, and root cause analysis.
• Knowledge of safety, compliance, change control, and internal audit methodologies.
• Proficiency in risk management software and advanced data analysis tools (Power BI, Qlik, or equivalent).

EXPERIENCE:

• 5–7 years of experience in risk management, safety, compliance, or operational analysis, with increasing responsibility.
• Demonstrated experience in managing corporate risk registers, facilitating workshops, and delivering risk reports to senior stakeholders.
• Exposure to infrastructure, transport, energy, or industrial sectors preferred.
• Proven ability to analyze complex datasets, develop insights, and influence decision-making at senior levels.

DESIRED BEHAVIORS & EXPERIENCES

• Strategic Thinking: Understands the link between risk and organizational strategy; anticipates long-term impacts.
• Analytical Rigor: Applies advanced analytical techniques and critical thinking to evaluate risks and recommend actions.
• Leadership & Influence: Guides cross-functional teams and influences senior stakeholders in risk-based decision-making.
• Communication: Excellent report writing, presentation, and facilitation skills.
• Collaboration: Builds strong partnerships across the organization and drives alignment on risk priorities.
• Proactivity & Ownership: Takes initiative to identify risks early and ensures timely resolution of risk issues.
• Integrity & Accountability: Maintains confidentiality, ethical conduct, and ownership of deliverables.
• Adaptability: Demonstrates resilience and agility in fast-changing environments.

Location

Address

Cairo, Cairo, Egypt

• Conduct in-depth reviews during merchant onboarding to ensure compliance.
• Monitor transaction trends, risk indicators, and merchant performance to identify potential issues.
• Manage account suspensions, closures, and settlements when necessary.
• Respond promptly to merchant risk escalations, compliance concerns, and fraud cases.
• Collaborate with external stakeholders to resolve issues efficiently.
• Analyze risk metrics and transaction data, generating actionable reports.
• Improve risk detection models and develop strategies for fraud prevention.
• Enhance risk monitoring tools and streamline processes for efficiency.
• Identify workflow gaps and recommend effective mitigation strategies.
• Document policies and deliver training sessions for internal teams.
• Handle high-risk merchants with tailored strategies and decision-making.
• Partner with cross-functional teams to resolve complex risk scenarios.

• Bachelor s degree in Business, Finance, Economics, Accounting, Statistics, or related field.
• Minimum 4 years of experience in a similar role, preferably in payments, PSPs, or Acquirers.
• Proven expertise in risk management, compliance, and fraud prevention.
• Strong English communication skills, both written and verbal.
• Previous experience in the financial sector (banks, fintech, or PSPs) with focus on merchant account monitoring and escalation management.
• Willingness and ability to travel internationally when required.

Job Purpose
To lead the development, implementation, and continuous improvement of a robust enterprise risk management framework that enables the organization to identify, monitor, and mitigate operational, strategic, and organizational risks. The Senior Risk Analyst plays a key role in fostering a proactive risk culture, advising leadership on emerging risks, and ensuring alignment with international standards, regulatory requirements, and corporate objectives.

Responsibilities/Duties
Profil de candidat recherché :
Risk Management Framework & Governance

• Lead the implementation and enhancement of the organization's Risk Management System in alignment with ISO 31000 and industry best practices.
• Review, update, and recommend improvements to risk management policies, frameworks, and procedures.
• Oversee the corporate risk register, ensuring accuracy, relevance, and timely updates across all departments.
• Provide expert guidance to departments and management on risk governance, control measures, and compliance.

Risk Assessment & Analysis

• Conduct advanced qualitative and quantitative risk assessments, leveraging tools such as risk matrices, scenario analysis, and statistical models.
• Monitor and evaluate emerging risks, market trends, and regulatory developments impacting the organization.
• Develop and recommend effective risk mitigation and contingency strategies, ensuring alignment with strategic objectives.
• Provide independent challenges and validation of departmental risk assessments and control effectiveness.

Risk Reporting & Communication

• Prepare and deliver high-quality risk reports, dashboards, and executive-level presentations for senior management, Board committees, and external stakeholders.
• Monitor and track delivery of the Annual Risk Plan, ensuring clear performance indicators and accountability.
• Ensure transparent documentation and timely escalation of significant risks and incidents.

Operational & Cross-Functional Risk Oversight

• Partner with operational, technical, and corporate functions to identify, document, and mitigate operational risks.
• Lead cross-departmental risk workshops, facilitating discussions to enhance collective risk awareness and ownership.
• Support internal and external audits by providing risk analysis, documentation, and evidence of effective controls.

Change Control & Incident Management

• Provide oversight into organizational change initiatives to assess risk impacts and recommend mitigation strategies.
• Lead reviews of major incidents, conducting root cause analysis, and ensuring implementation of corrective and preventive actions.
• Track lessons learned and integrated into risk frameworks and awareness programs.

Culture, Awareness & Training

• Championing a risk-aware culture across the organization by leading awareness campaigns and training programs.
• Act as a subject matter expert, mentoring junior analysts and department coordinators in risk management practices.
• Drive integration of risk management with safety, compliance, and corporate governance frameworks.

General Duties

• Support regulatory compliance requirements and contribute to risk-related audits and inspections.
• Represent the organization in external risk forums, benchmarking groups, or industry associations as required.
• Undertake additional tasks or projects assigned by management to advance enterprise risk maturity.

Qualifications
ESSENTIAL QUALIFICATIONS, KNOWLEDGE & EXPERIENCE

• Bachelor's degree in engineering, Business, Risk Management, or related field.
• Professional certifications in Risk Management
• Fluency in Arabic and English required; French is an advantage.

Knowledge

• Deep understanding of enterprise risk management frameworks and tools.
• Strong expertise in risk quantification, incident investigation, and root cause analysis.
• Knowledge of safety, compliance, change control, and internal audit methodologies.
• Proficiency in risk management software and advanced data analysis tools (Power BI, Qlik, or equivalent).

Experience

• 5–7 years of experience in risk management, safety, compliance, or operational analysis, with increasing responsibility.
• Demonstrated experience in managing corporate risk registers, facilitating workshops, and delivering risk reports to senior stakeholders.
• Exposure to infrastructure, transport, energy, or industrial sectors preferred.
• Proven ability to analyze complex datasets, develop insights, and influence decision-making at senior levels.

Desired Behaviors & Experiences

• Strategic Thinking: Understands the link between risk and organizational strategy; anticipates long-term impacts.
• Analytical Rigor: Applies advanced analytical techniques and critical thinking to evaluate risks and recommend actions.
• Leadership & Influence: Guides cross-functional teams and influences senior stakeholders in risk-based decision-making.
• Communication: Excellent report writing, presentation, and facilitation skills.
• Collaboration: Builds strong partnerships across the organization and drives alignment on risk priorities.
• Proactivity & Ownership: Takes initiative to identify risks early and ensures timely resolution of risk issues.
• Integrity & Accountability: Maintains confidentiality, ethical conduct, and ownership of deliverables.
• Adaptability: Demonstrates resilience and agility in fast-changing environments.

Job Title: Senior Credit Risk Analyst

Department: Risk Management

Location: El Sheikh Zayed

About the Role

In this role, you will manage credit risk underwriting and reporting tasks, ensuring accurate analysis and actionable recommendations that support effective decision-making and drive business growth.

Key Responsibilities

• Underwrite all credit requests in a timely manner with minimal error rate.
• Analyze, evaluate, and present findings on borrower repayment capacity.
• Prepare and deliver analysis reports on assigned tasks.
• Present recommendations to scale or mitigate assigned programs based on findings.
• Ensure accuracy and maintain the lowest error rate in quality check reports.

Requirements

• Bachelor's degree in any discipline.
• Minimum of 3 years' experience in a similar role.
• Excellent Microsoft Office skills (Word, Excel, PowerPoint).
• Strong command of both Arabic and English.
• Excellent written, verbal, and listening communication skills.
• Strong teamwork and partnership-building abilities.
• Problem-solving skills with the ability to escalate complex issues when needed.
• Ability to deliver high-quality outputs consistently.
• Comfortable working under pressure.

Interested candidates are invited to send their CVs to with the subject line: "
Senior Credit Risk Analyst"
.

Job Objective :-

Responsible for Ensuring a detailed, compliant, and effective process for assessing customer credit applications, mitigating risk, and upholding the integrity of the credit approval procedure.

Responsibilities :-

1. Receive files and review customer documents to ensure the accuracy of data and signatures.

2. Study the financial situation of customers to determine the available financing amount based on the attached documents and the company's credit policy.

3. Study the credit inquiry for customers.

4. Suspend requests with questionable areas and refer them to the relevant department.

5. Verify and review terrorist and negative lists of individuals banned from handling their funds.

6. Review existing customers when they request additional financing.

7. Encode external vendors.

8. Prepare credit documents to ensure their accuracy and completeness.

9. Ensure that all necessary documents are gathered and stored in accordance with the company's credit policies.

10. Handle inquiries regarding documentation and credit operations.

11. Perform a credit assessment based on the financing type and document the outcomes.

12. Verify that customers are not included in any negative or terrorist lists.

13. Verify and inquire about customers' professions and registered addresses.

14. Ensure that the data recorded in the system matches the uploaded documents.

15. Enter the results of credit studies conducted on customers into the company's internal system.

16. Record all study results in the credit memo, which is subject to final approval.

17. Receive requests and begin reviewing financing data and related documents to decide (approval, rejection, or modification request).

18. Review the requested data and determine the interest rate for each customer.

19. Transfer requests with all documents to the investigation department for further review, ensuring that any required investigations are completed before final decision-making.

20. Document the results of credit studies conducted on customers, ensuring all information is entered into the company's internal system accurately and comprehensively.

21. Review data requests and determine appropriate interest rates, ensuring fairness, transparency, and alignment with company policies and customer financial profiles.

Mission
Part of the Group Cybersecurity team, contribute to protect Valeo by performing the following activities:

• Cybersecurity risk analysis (70%)
• Project Cybersecurity advice/control (20%)
• Audits, Governance and Compliance activities (5%)
• Cybersecurity watch (5%)

Responsibilities

• Cybersecurity risk analysis

• By using the methodologies and tools specific to the scope of the analysis, identify potential weaknesses and related risks for Valeo. It can cover, but is not limited to:

• Third parties

• IS/IT projects
• Valeo sites

• Personal data

• Diagnose dysfunctions

• Provide/implement remediation

• Generate reports for both technical and non-technical staff and stakeholders (if any)

• Project Cybersecurity advice/control

• Control and advize during the RFI/RFQ phase

• Advize/control the Cybersecurity measures to be included in the contract
• Advize the architecture, check the results of the Cybersecurity tests, follow-up the Cybersecurity action plans, advize for the Go-live decision

• Advize/validate the major changes during the Run phase

• Audits, Governance and Compliance activities

• Perform the organizational and/or technical audits. It can cover, but is not limited to:

• Compliance audit (Valeo ISSP (Information Systems Security Policy), Cybersecurity standards/best practices…)

• It can be performed:

• On-site

• Remotely

• Generate the audit reports for both technical and non-technical staff and stakeholders (if any)

Contribution

• Audits, Governance and Compliance activities

• Contribute to Cybersecurity awareness and/or training modules

• Contribute to third parties audits

• Cybersecurity watch

• Threats

• Cybersecurity solutions

Perimeter

• Valeo (Travels abroad are expected according to the needs).

Qualifications
Education/Training
What education and education level are necessary for the position?
Required
: Bachelor's degree or Master's degree in Computer Science and/or Cybersecurity

Optional
: ISO 270xx Certification(s). ISO 27005 certification is appreciated

Professional Experience
How many years of professional experience in a specific professional area are required for the position?

• Experience in Cybersecurity
• Experience of at least 5 years in Cybersecurity with a strong focus on risk management
• You have already conducted several Cybersecurity audits and are able of having a relevant risk analysis at the governance, architecture and technical level
• Knowledge of the vulnerabilities and Cybersecurity threats
• Knowledge of the Information System (network, system, Active Directory, database, middleware…)
• Knowledge in software development is a plus

Languages

• Required: Fluency in English
• Optional: French or other language

Job Summary:

The Risk/Governance Analyst supports the development, implementation, and monitoring of risk management and governance frameworks in a dynamic software development environment. This role ensures compliance with industry standards, regulatory requirements, and internal policies while proactively addressing risks associated with software development, deployment, and operations. The ideal candidate will have experience in software development practices and a strong understanding of IT governance, risk, and compliance frameworks.

Key Responsibilities:

1. Risk Management in Software Development

• Identify and assess risks across the software development lifecycle (SDLC), including design, coding, testing, and deployment.

• Collaborate with development teams to implement risk mitigation strategies, such as secure coding practices and code reviews.

• Maintain a risk register specific to software development projects and ensure timely updates.

• Monitor and address risks associated with emerging technologies, third-party integrations, and cloud-based platforms.

2. Governance and Compliance

• Develop and enforce IT governance policies and procedures tailored to software development practices.

• Ensure compliance with standards and regulations such as GDPR, ISO 27001, CMMI v2, SOC 2, and OWASP guidelines.

• Conduct audits of software development and deployment processes to evaluate adherence to governance frameworks.

• Assist in the development and maintenance of secure development policies (e.g., DevSecOps practices).

3. Data Analysis and Reporting

• Analyze incident trends, vulnerabilities, and operational data to provide actionable insights.

• Prepare detailed governance and risk reports for development leads and senior leadership.

• Develop dashboards to monitor compliance and risk-related KPIs for software projects.

4. Training and Awareness

• Conduct targeted training sessions for development teams on secure coding, governance frameworks, and risk management practices.

• Develop and disseminate awareness materials related to IT risks and compliance in software projects.

5. Incident Management in Development

• Investigate incidents such as security breaches, data leaks, or system outages related to software applications.

• Recommend and track the implementation of corrective actions to prevent similar incidents.

———

Qualifications:

• Bachelor's degree in Computer Science, Software Engineering, Information Technology, or a related field.

• Certifications such as CRISC, CISM, CGEIT, CMMI, ISO 27001 Lead Implementer, or Secure Software Development certifications are preferred.

Experience

• 2+ years of experience in risk management, governance, or compliance within a software development environment.

• Hands-on experience with DevOps/DevSecOps practices is a plus.

• Familiarity with software development methodologies such as Agile, Scrum, or Kanban.

Skills and Competencies

• Strong understanding of the SDLC and associated risks.

• Knowledge of IT governance frameworks like COBIT, NIST, CMMI v2, or ISO 27001.

• Experience with risk management and GRC tools.

• Proficiency in security tools such as SAST, DAST, or vulnerability scanners.

• Strong analytical and problem-solving skills.

• Excellent written and verbal communication skills to work with technical and non-technical stakeholders.

Job Summary:

The Risk/Governance Analyst supports the development, implementation, and monitoring of risk management and governance frameworks in a dynamic software development environment. This role ensures compliance with industry standards, regulatory requirements, and internal policies while proactively addressing risks associated with software development, deployment, and operations. The ideal candidate will have experience in software development practices and a strong understanding of IT governance, risk, and compliance frameworks.

Key Responsibilities:

1. Risk Management in Software Development

• Identify and assess risks across the software development lifecycle (SDLC), including design, coding, testing, and deployment.

• Collaborate with development teams to implement risk mitigation strategies, such as secure coding practices and code reviews.

• Maintain a risk register specific to software development projects and ensure timely updates.

• Monitor and address risks associated with emerging technologies, third-party integrations, and cloud-based platforms.

2. Governance and Compliance

• Develop and enforce IT governance policies and procedures tailored to software development practices.

• Ensure compliance with standards and regulations such as GDPR, ISO 27001, CMMI v2, SOC 2, and OWASP guidelines.

• Conduct audits of software development and deployment processes to evaluate adherence to governance frameworks.

• Assist in the development and maintenance of secure development policies (e.g., DevSecOps practices).

3. Data Analysis and Reporting

• Analyze incident trends, vulnerabilities, and operational data to provide actionable insights.

• Prepare detailed governance and risk reports for development leads and senior leadership.

• Develop dashboards to monitor compliance and risk-related KPIs for software projects.

4. Training and Awareness

• Conduct targeted training sessions for development teams on secure coding, governance frameworks, and risk management practices.

• Develop and disseminate awareness materials related to IT risks and compliance in software projects.

5. Incident Management in Development

• Investigate incidents such as security breaches, data leaks, or system outages related to software applications.

• Recommend and track the implementation of corrective actions to prevent similar incidents.

———

Qualifications:

Education

• Bachelor's degree in Computer Science, Software Engineering, Information Technology, or a related field.

• Certifications such as CRISC, CISM, CGEIT, CMMI, ISO 27001 Lead Implementer, or Secure Software Development certifications are preferred.

Experience

• 2+ years of experience in risk management, governance, or compliance within a software development environment.

• Hands-on experience with DevOps/DevSecOps practices is a plus.

• Familiarity with software development methodologies such as Agile, Scrum, or Kanban.

Skills and Competencies

• Strong understanding of the SDLC and associated risks.

• Knowledge of IT governance frameworks like COBIT, NIST, CMMI v2, or ISO 27001.

• Experience with risk management and GRC tools.

• Proficiency in security tools such as SAST, DAST, or vulnerability scanners.

• Strong analytical and problem-solving skills.

• • Excellent written and verbal communication skills to work with technical and non-technical stakeholders.