37 Credit Analyst jobs in Egypt

Company Description

Lime Consumer Finance is Egypt's largest platform specializing in long-term education financing and beyond. Our mission is to empower families with flexible, transparent, and FRA-approved financing solutions across the entire education journey, from Kindergarten to PhD. Lime's app features a marketplace of top educational institutions, seamless digital onboarding, and data-driven tools to support informed decision-making. Established by the FAB Group in the UAE, Lime is dedicated to financial inclusion and sustainable impact across Egypt's fintech landscape.

Role Description

This is a full-time on-site role for a Credit Analyst based in New Cairo. The Credit Analyst will be responsible for analyzing credit data and financial statements to determine the creditworthiness of applicants, assessing the risk associated with lending, and preparing reports with credit information for use in decision-making. They will monitor existing credit accounts, review financial backgrounds, and work closely with the finance team to ensure accurate credit analysis and risk management.

Qualifications

• Credit analysis and financial statement review skills
• Experience in risk assessment and monitoring existing credit accounts
• Strong analytical abilities and attention to detail
• Excellent written and verbal communication skills
• Proficiency with financial software and Microsoft Office Suite
• Ability to work independently and collaboratively in a team-oriented environment
• Experience in fintech or financial services is a plus
• Bachelor's degree in Finance, Economics, Business Administration, or a related field

Employer Overview

A leading financial institution committed to delivering tailored banking solutions to corporate clients. The organization is known for its strong market presence, innovative products, and dedication to client success across various sectors.

Job Summary

The role involves supporting Relationship Managers (RMs) in managing corporate client portfolios by preparing financial analyses, assisting with account plans, coordinating internal processes, and ensuring smooth account operations. This position offers excellent exposure to corporate banking and career development opportunities.

Key Responsibilities

• Prepare and complete credit memos and financial analyses to support Relationship Managers.
• Assist in building account plans and coordinate with internal departments.
• Analyze client profitability and provide on-demand financial reports.
• Follow up on annual client reviews and propose areas for improvement.
• Coordinate with relevant teams to manage account openings, closings, updates, transfers, and KYC documentation.
• Participate in client visits to ensure smooth account operations.
• Communicate with clients as required under RM supervision.
• Develop knowledge of corporate banking products and services.

Minimum Requirements

• Education:
  Bachelor's degree in Accounting, Business Administration, or a related field.
• Experience:
  0–4 years of relevant banking or financial sector experience.
• Soft Skills:
  Strong analytical and problem-solving skills, high attention to detail, client-focused mindset.
• Technical Skills:
  Basic understanding of credit risk and financial products; awareness of banking and financial markets.
• Computer Skills:
  Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Language Skills:
  Excellent command of English.
• Abilities:
  Ability to coordinate across departments, manage multiple tasks, and support client needs.
• Additional:
  Credit Certificate is preferred.
• Other:
  Residence in
  Kafr El Sheikh
  is a must.

Role Description:

• Responsible for supporting RMs on handling day to day operational activities, credit memos and account planning for their client base.
• Supports RMs on credit memo completion; prepares main body of credit memo, collects financial data to perform financial analysis and coordinates with all other departments where required.
• Supports RMs on completing account plans, and coordinating as required with other product factories.
• Supports RMs on other ad-hoc analysis required for monitoring profitability and other ad-hoc requests.
• Supports RMs on launch & completion of annual client reviews and identification of potential areas of improvement.
• Responsible to coordinate with CCS, operations and any other required departments to ensure proper execution of transactions and completion of admin activities in a timely manner (e.g., opening and closing of customer account, transfers, amendment of customer account details, coordinate regular payments, collecting KYC documents etc.).
• Develop skill set & knowledge to continue growth journey within corporate division.
• Select interactions with clients with guidance and support from RMs.

Role Requirements:

• Bachelor's degree business or any relevant field.
• 1 - 3 Years of Experience.
• Banking experience is a plus.
• Credit Course is a plus.
• Fluent in both written and spoken Arabic and English languages.

Job Brief
Our Credit Analyst will be responsible for assisting the Credit/Risk function in assessment and analysis-related tasks, especially by profiling the risk of credit applications assigned by loan officers, as well as by decision-making within the approved mandate.

Key Responsibilities
Credit Assessment & Decisioning

• Review and analyze credit applications for revolving & large-ticket consumer finance products.
• Ensuring meticulous attention to detail and strict compliance with TRU's credit policy.
• Evaluate applicants' repayment capacity via in-depth review of financial statements, cash-flow projections, and credit bureau scores (i-Score).
• Conduct ad-hoc and structured profiling investigations.
• Recommend approval, rejection, or escalation of applications within your mandate, clearly documenting risk drivers and mitigants.

Qualifications & Skills
Education & Experience

• Bachelor's degree in Finance, Credit, Economics, or a related field.
• 1–5 years of experience in consumer lending, credit analysis, or financial risk management.

Technical Expertise

• Proficient in financial statement analysis, cash-flow modeling, and ratio interpretation.
• Hands-on familiarity with credit bureau platforms and proprietary scoring tools (e.g., i-Score).
• Solid understanding of Credit principles and applicable regulatory frameworks.

Analytical & Communication Skills

• Strong decision-making capability with acute attention to detail.
• Excellent verbal and written communication — able to distill complex analyses into clear, actionable insights.
• Comfortable presenting to cross-functional teams and senior stakeholders.

Personal Attributes

• Proactive problem-solver with a bias for action.
• High ethical standards and dedication to compliance.
• Team player who thrives under tight deadlines.

Company Description

Egylease, launched by the Industrial Development Bank (IDB) in 2016, is a growing entity in the Egyptian financial leasing market. With a paid-in capital of EGP 250 million, Egylease operates under Law 176 of 2018, adhering to regulations governing financial leasing in Egypt. The company strives to be one of the top key players in the market. Egylease's continuous growth reflects its commitment to excellence and leadership in the financial leasing sector.

Role Description

This is a full-time on-site role for a Credit Analyst Officer at Egylease, located in Cairo. The Credit Analyst Officer will be responsible for assessing potential clients, conducting financial analyses, preparing credit reports, and making recommendations to support lending decisions. Duties also include monitoring and evaluating existing credit accounts, ensuring compliance with regulatory requirements, and maintaining robust client relationships.

Qualifications

• Credit analysis and financial analysis skills
• Proficiency in preparing credit reports and documentation
• Knowledge of compliance and regulatory standards in the financial sector
• Communication and relationship management skills
• Excellent analytical and problem-solving abilities
• Strong attention to detail and organizational skills
• Bachelor's degree in Finance, Economics, Business Administration, or related field
• Experience in the financial leasing industry is a plus
• Proficiency in relevant software applications such as Microsoft Excel

Job Purpose:

The Corporate Banking Credit Analyst – Corporate Banking is responsible for conducting financial analysis, risk assessment, and credit evaluation of corporate clients. This role supports Relationship Managers (RMs) and the credit team by preparing high-quality credit proposals, ensuring compliance with risk policies, and monitoring portfolio performance. The Credit Analyst plays a key role in ensuring sound credit decision-making and portfolio quality.

Duties and responsibilities:

1. Credit Analysis & Risk Assessment

• Conduct in-depth financial analysis of corporate clients, including reviewing financial statements, cash flow analysis, and industry trends

• Assess creditworthiness by evaluating financial ratios, leverage, liquidity, and repayment capacity

• Identify key risks and propose appropriate risk mitigation strategies

• Ensure that credit assessments align with the bank's risk appetite, policies, and regulatory requirements

1. Credit Proposal Preparation

• Prepare high-quality credit proposals, risk assessments, and loan recommendations for approval

• Structure credit facilities that suit client needs while maintaining acceptable risk levels

• Collaborate with Relationship Managers (RMs) to gather client information and structure deals effectively

• Ensure timely submission of credit applications, addressing queries from risk and credit committees

1. Portfolio Monitoring & Early Warning Signals

• Monitor existing credit exposures and track the performance of corporate loan portfolios.

• Identify early warning signals (e.g., declining financials, delayed payments) and recommend appropriate actions

• Assist in credit reviews, renewals, and modifications of loan facilities

• Support the Non-Performing Loan (NPL) management process by providing data-driven insights

1. Compliance & Documentation

• Ensure all credit proposals and client documents comply with regulatory guidelines and internal policies

• Maintain accurate and up-to-date records of credit files and loan agreements

• Support internal and external audits by providing necessary credit-related documentation

Job specification:

Education:

• Bachelor's or master's degree in finance, Accounting, Business Administration, or a related field

Experience:

• 3+ years of experience in credit analysis, financial risk assessment, or corporate banking

• Strong knowledge of financial statement analysis, credit risk assessment, and industry evaluation

• Proficiency in financial modeling, credit scoring, and forecasting techniques.

• Strong attention to detail, analytical mindset, and problem-solving skills

• Familiarity with banking regulations, and risk management frameworks

Job Title: Senior Credit Risk Analyst

Department: Risk Management

Location: El Sheikh Zayed

About the Role

In this role, you will manage credit risk underwriting and reporting tasks, ensuring accurate analysis and actionable recommendations that support effective decision-making and drive business growth.

Key Responsibilities

• Underwrite all credit requests in a timely manner with minimal error rate.
• Analyze, evaluate, and present findings on borrower repayment capacity.
• Prepare and deliver analysis reports on assigned tasks.
• Present recommendations to scale or mitigate assigned programs based on findings.
• Ensure accuracy and maintain the lowest error rate in quality check reports.

Requirements

• Bachelor's degree in any discipline.
• Minimum of 3 years' experience in a similar role.
• Excellent Microsoft Office skills (Word, Excel, PowerPoint).
• Strong command of both Arabic and English.
• Excellent written, verbal, and listening communication skills.
• Strong teamwork and partnership-building abilities.
• Problem-solving skills with the ability to escalate complex issues when needed.
• Ability to deliver high-quality outputs consistently.
• Comfortable working under pressure.

Interested candidates are invited to send their CVs to with the subject line: "
Senior Credit Risk Analyst"
.

Job Objective :-

Responsible for Ensuring a detailed, compliant, and effective process for assessing customer credit applications, mitigating risk, and upholding the integrity of the credit approval procedure.

Responsibilities :-

1. Receive files and review customer documents to ensure the accuracy of data and signatures.

2. Study the financial situation of customers to determine the available financing amount based on the attached documents and the company's credit policy.

3. Study the credit inquiry for customers.

4. Suspend requests with questionable areas and refer them to the relevant department.

5. Verify and review terrorist and negative lists of individuals banned from handling their funds.

6. Review existing customers when they request additional financing.

7. Encode external vendors.

8. Prepare credit documents to ensure their accuracy and completeness.

9. Ensure that all necessary documents are gathered and stored in accordance with the company's credit policies.

10. Handle inquiries regarding documentation and credit operations.

11. Perform a credit assessment based on the financing type and document the outcomes.

12. Verify that customers are not included in any negative or terrorist lists.

13. Verify and inquire about customers' professions and registered addresses.

14. Ensure that the data recorded in the system matches the uploaded documents.

15. Enter the results of credit studies conducted on customers into the company's internal system.

16. Record all study results in the credit memo, which is subject to final approval.

17. Receive requests and begin reviewing financing data and related documents to decide (approval, rejection, or modification request).

18. Review the requested data and determine the interest rate for each customer.

19. Transfer requests with all documents to the investigation department for further review, ensuring that any required investigations are completed before final decision-making.

20. Document the results of credit studies conducted on customers, ensuring all information is entered into the company's internal system accurately and comprehensively.

21. Review data requests and determine appropriate interest rates, ensuring fairness, transparency, and alignment with company policies and customer financial profiles.

محلل ائتمان شركات – Corporate Credit Analyst

وصف الوظيفة

تعلن شركة مالية كبرى عن حاجتها لتعيين محلل ائتمان شركات بخبرة في تمويل الشركات. يشترط أن تكون الخبرة في البنوك أو المؤسسات المالية فقط.

المهام والمسؤوليات:

• إجراء التحليل الائتماني والدراسات المالية لتمويل الشركات.
• إعداد تقارير تفصيلية عن الجدارة الائتمانية للعملاء.
• متابعة الأداء المالي للشركات وتقييم قدرتها على السداد.
• التنسيق مع الإدارات المعنية لضمان الالتزام بسياسات الشركة.

المؤهلات المطلوبة:

• بكالوريوس تجارة أو إدارة مالية أو إدارة مخاطر.
• خبرة عملية لا تقل عن سنتين في التحليل الائتماني للشركات (لا يُقبل تمويل الأفراد).
• أن تكون الخبرة في بنك أو شركة مالية Capital أو شركة تمويل.
• إجادة اللغة الإنجليزية بمستوى متوسط على الأقل.
• يُفضل الحاصلون على شهادات مهنية مثل FMVA أو FRM.

المزايا:

• رواتب مغرية.
• تأمين طبي VIP.
• بونص سنوي.

للتقديم: يُرجى إرسال:ــ

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أو عبر الواتساب:

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شركة العلياء لإلحاق العمالة المصرية بالخارج 652

كما يمكنك متابعتنا من خلال صفحتنا على الفيس :ــ

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نوع الوظيفة: دوام كامل